Monday, May 12, 2014

Earl Smith, 23 year-old accountant

Hey bloggers,

i'm Earl Smith and I am a twenty-three year old accountant from Cincinnati, Ohio. I'm not really interested in politics in the first place so I had not been keeping up with Obamacare. I thought to myself it probably won't affect my life so why should I care about it? I recently graduated from the University of West Virginia in 2012 and have upwards of 180 000$ in student debt. I don't know what I was thinking when I decided to sell my soul to the bank for this loan but I have it nevertheless. Now with this huge amount of debt that I have on my shoulders my 40 000$ a year income is very low. After my monthly "college mortgage" payments  I can afford basic necessities for myself (rent, food, clothes) but that is really all! Like I said, politics has never interested me, but now that Obamacare is cutting into my already meager income I am becoming active. Before Obamacare I was covered by my parent's Medicare insurance. I never had to worry about anything and life was great. Now with skyrocketing insurance premiums I feel like I am drowning! Last month I could not even afford to pay my land lord the rent because my insurance premium rose 75%. These skyrocketing premiums leave me with less disposable income, which makes my life worse. It's as simple as that! 

 I don't want to get political or anything, but I just want this to end. I can't afford to keep on paying crazy sums of money for insurance that I don't even really use. The last time I was sick was in 2008. I am a young man in prime health and I don't see why I should be paying so much money for this "social" health insurance. I want to stay insured since you never know what can happen to you, but not under this act! I think it should be repealed and the old Medicare system should fill in for it. It worked fine for more than fifty years, why did we even change it in the first place? 

1 comment:

  1. Earl, you are the voice for all 23-year old professionals enduring the same struggle as yourself! Thank you for your contribution to the blog. Earl is focusing his blog post on the high, and fluctuating insurance premiums for young adults in the United States. Especially in Ohio, the state where Earl resides, insurance premiums are one of the highest int he whole country. He doesn't understand why he should be paying so much money for health care that he doe not even use since he is always healthy. Yet he wants to be cautious and stay insured but not under Obamacare. These are his arguments to repeal the bill.

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